eSuSuSocial helps underbanked individuals build credit history using the power of their digital footprints. Our proprietary scoring engine evaluates alternative data, including social connections, smartphone usage, and online behavior to verify identity, assess credit risk, and unlock access to ethical lending. We help you get seen and scored on your own terms.
More than 55 million Nigerian adults are financially excluded, unable to access credit due to the absence of traditional credit records. Many turn to predatory loan sharks. eSuSuSocial changes that by turning everyday digital activity, mobile phone usage, utility payments, online transactions, and peer connections into a trusted alternative credit profile.
eSuSuSocial, through payments, commerce, alternative financial services, financial & money management education and credit counselling offers the underbanked a route into the financial mainstream.
